Brodie has been excellent to deal with and very approachable with our many questions! His experience, communication and knowledge led us to complete our house purchase with confidence. His ongoing support has also been amazing. We highly recommend Mortgage Time.
Mortgages Made Easy,
Dreams A Reality
Wellington-based financial advisers who work for you, not the bank. Independent, unbiased mortgage advice for first home buyers, investors, and everyone in between — across all of New Zealand.
5.0 stars · 70+ Google reviews
We work for you, not the bank
Our advice is completely unbiased — regardless of which bank pays us, they all pay us about the same. As Wellington-based financial advisers, our goal is to help eligible customers across New Zealand and overseas secure finance to buy property here.
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Access to 15+ lenders — major banks and specialist providers
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Fully independent, unbiased advice — always in your best interest
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Online and available — we meet at times and places that suit you
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Serving clients throughout New Zealand and from overseas
Navigating mortgages with expertise and care.
How Mortgage Time can help you
Whether it's your first home or your fifth, Mortgage Time provides clear, expert guidance at every step of the mortgage journey.
First Home Buyers
Pre-approved lending, budgeting advice, and step-by-step guidance through every stage of your first home purchase. Brodie has helped over 500 first home buyers.
Learn moreInvestment Properties
Lending structure advice for your 2nd, 3rd property and beyond. We connect you with the right accountants, lawyers and property managers to protect your investment.
Learn moreRefinancing
Your current lender may not be offering you the best rates or product set. We compare your options and can negotiate better terms across 15+ banks and lenders.
Learn moreNew Build & Construction
Specialist advice for Turnkey, land and build, and off-the-plan purchases. We explain the jargon and manage progress payments so nothing falls through the cracks.
Learn moreKnow your numbers before you start looking
Use our free NZ mortgage calculator to find out how much you can borrow, what your repayments will be, and how long it'll take to pay off your mortgage.
What our clients say
5.0 · 70+ Google reviews
We got approval in less than half a day. He has gone the extra mile to get maximum lending which definitely helped us choose the right property. He has in-depth knowledge of finance. I would highly recommend Mortgage Time.
Brodie is knowledgeable, diligent and worked hard for us both times we bought properties. He negotiated great deals for us. We would absolutely use him again should the time come. Thank you Brodie!
Brodie was incredible and helped make what we thought was impossible, happen! He is very quick to respond and will really help you to understand what is going on — especially for first home buyers. We cannot recommend him highly enough.
Brodie is an amazing broker. He helped us to buy our first home. Very knowledgeable and up to date with the market. He communicates at every step of the process. Highly recommended to contact Brodie and seek his services.
Nothing will go wrong if you have Brodie by your side. He works extra miles to make sure you are on the right track. Even past 9 pm he is still happy to answer queries — it shows how dedicated he is. Very satisfied with our first home experience.
Our Lender Network
Access to all major NZ banks and specialist lenders — giving you more choice and better rates.
- ANZ
- ASB
- BNZ
- Westpac
- Kiwibank
- TSB
- SBS Bank
- Heartland
- Co-operative Bank
- NZHL
- Pepper Money
- Avanti Finance
Ready to start your
property journey?
Book a free, no-obligation appointment with Brodie or Ronnie. We'll help you understand your options, estimate your borrowing power, and map a clear path to your goal.