About Mortgage Time

Wellington-based financial advisers who put your interests first — always. We're not tied to any bank, and our advice is completely independent.

We work for you, not the bank

Mortgage Time strives to help you find the best mortgage product that suits your needs, goals, and financial situation. This includes guiding you through the mortgage application process, explaining mortgage terms and conditions, and helping you choose the right type of mortgage based on your circumstances.

We'll work to negotiate competitive interest rates and fees on your behalf with your interests always in mind, and we'll provide personalised attention and advice throughout the entire mortgage process.

The people behind Mortgage Time

Our advisers bring decades of real financial industry experience to every client relationship.

Brodie Sadgrove, Director and Financial Adviser at Mortgage Time

Brodie Sadgrove

Director & Financial Adviser (CA / FA)

Brodie is a highly accomplished financial adviser with over 10 years' experience in financial and mortgage advice. He has also held key positions in the corporate world with SkyCity Ltd, Telecom NZ, Chorus and Contact Energy.

Brodie has personally bought property over 10 times and helped more than 500 clients achieve their property goals. He's a strategic thinker with a passion for helping New Zealanders navigate the mortgage process with confidence.

Ronnie Beattie

Client Services Manager

Ronnie has a long career in the finance and mortgage industry, having worked with high-performing finance and mortgage brokers over a 15-year period. As Client Services Manager, Ronnie brings extensive knowledge and a deep understanding of industry best practice, systems, processes, and regulatory obligations.

She is detail-oriented and pays close attention to the specific needs and preferences of each customer, supporting and enabling sound financial advice. Ronnie is a strong communicator, providing clear, timely and effective guidance to both lenders and customers, managing complex tasks that save you time and effort.

The Mortgage Time advantage

Access to 15+ Lenders

We have access to over 15 lenders made up of major banks and specialist lenders, giving you access to a broader range of mortgage options than going directly to a single bank.

Expert, Independent Advice

With extensive knowledge of the finance and mortgage industry, we provide expert, unbiased advice tailored to your unique financial situation — with no pressure to choose a particular lender.

Save Time & Effort

We do the research and legwork for you, including comparing rates, preparing applications and negotiating with lenders on your behalf — saving you significant time and reducing stress.

Flexible & Convenient

We believe in flexibility and will meet with you at a time and place that is convenient to you — online, in person or by phone. We help you navigate the complex paperwork, making the whole process smoother.

Ready to find the right mortgage?

Book a free appointment with our team and get clear, independent advice on your mortgage options — with no obligations.